FAQs

A mortgage broker is a finance expert who works with you to understand your financial needs and borrowing capacity, then connects you with loan products from various lenders to find the best match. They provide a personalised approach, guiding you through each step and often have access to competitive options that may not be available directly through banks.

Most brokers are compensated by the lender through a commission, meaning you don’t pay extra fees for the loan itself. In cases where additional service fees apply, these will be transparently disclosed upfront so you’re fully informed before proceeding.

No, working with a broker does not add costs to your loan. Brokers receive payment from the lender, allowing them to offer you access to a wide range of loan options without charging you directly. This means you get tailored advice and access to competitive rates without extra costs.

A variable-rate loan can offer more flexibility, with options for additional repayments and redraws, but comes with fluctuating repayments. In contrast, a fixed-rate loan gives you consistent monthly payments, offering predictability in your budget. Deciding between the two depends on whether flexibility or certainty is your priority.

Through our professional partnerships, we can access loan options from a panel of over 60 lenders. This allows us to explore a wide range of options tailored to meet your specific needs and goals.